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A research team at Indiana University's Kerry School of Management divided 230 married couples (average age 28) into three groups and analyzed the relationship between their wealth management methods and divorce rates over a two-year period.
The first group managed their own assets individually, while the second group opened joint accounts and managed assets jointly. A third group decided on how to manage their wealth through a couple's consultation.
The research team gave each group a questionnaire to understand the quality of the marital relationship, such as the frequency of dialogue, the number of conflicts, the degree of solidarity and solidarity felt by each other, and the satisfaction of financial management of the household.
The results showed that couples who jointly managed their assets had lower divorce rates than those who managed their own assets. Couples who jointly managed their assets not only had a higher sense of solidarity and solidarity, but also believed that their household finances were more stable and less likely to fight over financial problems.
The research team said, "Couples who manage their own assets have a lower sense of cohesion and solidarity because they consider financial decision-making to be 'transactional' like a business relationship."
Dr. Olson, who led the study, said, "Management of assets together promotes a shared interest in a marriage and increases feelings of cohesion and solidarity."
2023/05/18 09:57 KST
